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Chase Bank Online Review

Entering www.chase.com into your browser gives you access to the home page of Chase Bank, which is rated as one of America’s leading (‘big four’) banks.

The structure of www.chase.com

Chase Bank’s website, at www.chase.com is quite simply (yet elegantly) designed, with three key top level menus which, however, have drop-down options. The three key top level menus in question here are:

The ‘products and services’ menu: clicking on (or hovering over) this particular menu item gives access to descriptions of the whole range of financial services offered by Chase Bank. Those include credit card services, checking account services, debit and reloadable card services, merchant services, commercial banking services, mobile banking services, business banking services and mobile banking services. Others include mortgage services, auto loan services, home equity related services, savings and CDs, among others. To learn more about any of these services, you just need to hover over the ‘products and services’ top level menu items at www.chase.com, so as to induce the drop down menu to open up, at which point you can click on the specific service you are interested in and get to learn more about it.

The ‘why chase’ menu: clicking on or hovering over this particular menu item gives access to pages where you can find reasons as to why you should consider banking with Chase. One of the key reasons Chase gives you to consider banking with it is something to do with the fact that it is a strong financial institution. Another key reason Chase gives you to consider banking with it is something to do with the fact that it has a strong network of branches and ATMs. Yet another reason that Chase gives you to bank with it is in the fact that it is a financial institution with a commitment to the US economy.

The ‘Log In or Enroll’ menu: clicking on or hovering over this particular menu item gives access to a small form, where you can (securely) enter your www.chase.com login credentials, in order to access the online banking facility.

Banking service type options
At the very top of the www.chase.com homepage, you will find another menu, which gives you the chance to specify if you want to access the personal banking services, or the business banking services or the commercial banking services.

Through www.chase.com, you also have a chance to find a branch or an ATM near you. There is also a standard ‘contact us’ as well as an option to have the whole page served in Spanish (the ‘En Espanol’ link).

Another notable feature of www.chase.com is the one where users are given the option of accessing their accounts via a mobile app.

Chase Auto Finance

Through Chase auto finance services, people get a chance to borrow the money they need to buy vehicles of various types. They then repay the loans hence obtained to buy the vehicles slowly over time (in small manageable installments), while at the same time continuing to use the vehicles. This is viewed as a better option than saving up for the vehicles, because the latter option would mean foregoing the usage of the vehicle until one has enough money to buy it. Yet, as we all know, life is always ticking away.

The 3 main Chase Auto finance Products

Chase bank offers three major auto finance products at www.chase.com/auto-loan/car-loan.htm are:

New car loan: this is a product meant for folks who wish to acquire brand new cars, but who may not have the funds to pay for the brand new cars in cash. The product is also used by folks who have the funds to pay for the brand new cars they fancy in cash, but who nonetheless don’t want to mess up with their cash-flows. Chase bank gives all people interested in its new car loans the chance to make full applications online. The process is meant to be fast and easy. Chase bank’s interest rates for new car loans are highly competitive, credit decision are made fast, and clients get the chance to close their loans by mail, or by visiting Chase bank’s many branches.

Used car loan: this is a product meant for people who are keen on acquiring pre-owned cars, and who may not have the funds to pay for such pre-owned cars in cash. We know that the nature of the car market is such that some pre-owned cars actually end up being costlier than some brand new cars! The arrangement here is one where the funds obtained from Chase bank via this product can either be used to pay for the pre-owned cars in dealerships, or from individual sellers. The interest rates are competitive, and the process is fast (the idea being to ensure that clients don’t miss out on deals as their loan applications are processed).

Car refinance loan: this is a product meant for folks who may be struggling with their car loan repayment installments, and who may be keen on lowering them by, say, extending the repayment periods. Chase Bank’s interest rates remain competitive, meaning that folks who opt to refinance their car loans with Chase bank end up getting rather good deals.